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#FINANCIALFREEDOM

A debt free future is in your sights

Being in debt can feel daunting, but you can change your financial future today and look beyond debt, towards a happier more prosperous future.

Financial problems can happen to anyone, at any time. Losing a job, illness or an unexpected event in life can take even the best of us off-track financially.

We’ll work with you and for you, to take back control and explore your options to becoming debt free.

How it Works

Take the first step to free yourself from debt

You have options. With a decade and a half of experience in the industry we’ll help you on the path to a debt free future, in just 3 steps.

If you’re more of a talker we’d love to chat, call us on 1300 284 091

PROVEN SOLUTIONS

How can I benefit from your services?

Ready to Become Debt Free?
Freeze Interest Rate Colour

Freeze interest and fees

Your interest and fees will be frozen at 0%. This means you can start repaying your debt, not just interest and fees.

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Stop debt collector calls

No more worrying each time your phone rings. Your creditors will have to call us, instead of you.

Become debt free in 5 years

Become debt free in 5 years

Most Debt Agreements are between 3 and 5 years, so you’ll know EXACTLY when you’ll be debt free

Reduce the amount you owe

Reduce the amount you repay

Debt Agreements allow you to only repay a percentage of what you owe, based on what YOU can afford.

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Make one, regular, affordable payment

Your payment plan is based on what YOU can afford. Making sure you can still live and enjoy your life, whilst becoming debt free.

Have us do all the negotiations

We negotiate for you

We manage all communications and negotiations with your creditors, meaning you have more time and peace of mind, to do the things you’ve been putting off.

Over 14,000 people helped out of $160,000,000 debt

We have thousands of satisfied customers becoming debt free every year. They now live within their means, have built savings, and many now own their own home.

Beyond Debt was very helpful and understanding. Without them, I would have drowned.
Great customer service, very understanding and I would have drowned in debt and interest without them but now I am debt free and can breathe again.

Anonymous

Debt Free since 2019

Thank you for all of your help over the last 3 years. I was stuck in a situation nobody wants to be in and Beyond Debt was so so helpful. Always obliging when I needed to change payment days, direct debits etc so THANK you to all of you!!

Anonymous

Debt Free since 2019

The Beyond Debt team were very helpful to me & sympathetic to my situation. They helped me through a bad economic time in my life, they made the debt agreement easy, simple & hassle-free. The agreement has expired now & I am a lot happier & better for it. Thank you Beyond Debt

Anonymous

Debt Free since 2019

Thank you for all of your help over the last 3 years. I was stuck in a situation nobody wants to be in and Beyond Debt was so so helpful. Always obliging when I needed to change payment days, direct debits etc so THANK you to all of you!!

Anonymous

Debt Free since 2019

PROVEN SOLUTIONS

Debt help for everyday Australians

You might feel overwhelmed with level of debt, but you do have options. We will work through your budget and if need be, can refer you to a financial counsellor. Or we will present you options that are available to you such as a debt agreement, a personal insolvency agreement or in some cases, bankruptcy.

Debt Agreement

A debt agreement is a formal, manageable plan which allows you to settle your debts by making a regular payment based on what you can afford over a set time period.

Personal Insolvency Agreement

A personal insolvency agreement is designed for higher levels of debt and allows people to save their homes and cars.

Bankruptcy

Bankruptcy is where all unsecured debt is legally written off, but there are implications that you will be made aware of.

Informal Agreement

An informal agreement is made between you and your creditors. They offer a personalised solution that protects your credit file.

HOW IT WORKS

It’s as easy as 1..2..3

1

Complete the form

We know just how much courage it takes to ask for help. We listen, we understand, we care, and we do not judge.

2

Discuss your options

In your free consultation we explore options to freeze interest and fees, stop legal action and debt collector calls and provide you with an individualised plan based on what you can afford.

3

Free yourself from debt

We’ll help you keep your house and car and give you peace of mind knowing there will come a date that you will be debt free.

Take control of your debt and start living again

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