1 Amount of Debt
2 Choose your situation
3 Free confidential consultation
  • We help both individuals and couples get out of debt
    Please enter a value between 8000 and 200000.

How Beyond Debt can help

We can help with your personal debt ranging from $8000 to over $200,000.

  • We can legally change the repayment and conditions of your debts to match your current situation
  • We manage all your debts on your behalf.
  • One regular repayment, no stress, and get on with your life.


How to get your debts sorted with Beyond Debt?

  • Apply over the phone or online. A consultant can assess your eligibility in 5 minutes!
  • Verify your Income and Expenses. One of our friendly staff will contact you to verify your income and expenses and assess our best fit solution for you.
  • Get your documents Instantly. We still need your signature to make it all official.
  • Creditor Contact Stops We notify all your creditors that we are your authorised representative.
  • All the calls will go to us.
  • Your contracts are legally modified.
  • All calls, interest, and any principle that is unaffordable is written off (N.B. – provided that you finish the agreement)


Are you struggling with debt?

We help with personal debt ranging from $8000 to over $200,000.

  • We do all the negotiations with creditors
  • Stop legal action and debt collector calls
  • One easy to manage, affordable payment
  • We manage all your debts on your behalf.
  • Give you a definite date you'll be debt free

Call for free consultation today:

1300 284 091

About Us
Service Locations
  • About Beyond Debt

    Consumer debt is a huge problem in Australia. While it may improve quality of life in the short term, it decreases it in the long term. Consumer debt allows you to mortgage your future for consumption today. Debt has become normal and while most of the people we deal with want to be debt free, they just don’t see how that could be possible. Beyond Debt was started in order help people reach that goal.

    At Beyond Debt we don’t believe another loan is the solution. Many of our clients have consolidated their debts before, some multiple times. They consolidate their debts and then something comes up, out come the credit cards (which should have been closed) and they’re deeper in the hole then they were before they consolidated. Sometimes they’ve used up all the equity in their homes, or have accessed their super before they contact us.
    If you are comfortable making payments on your debts, Beyond Debt is probably not for you. If however, you’re behind on your repayments, struggling to make them, or getting calls from debt collectors, we can help. Beyond Debt is a division of DCS Group, Australia second largest Debt Agreement Administrator. We can provide you with one regular, reduced repayment based on what you can afford. The interest is frozen for the life of the agreement. There are consequences, however, for more information look at our debt solutions page.

  • Service Locations

    Beyond Debt operates Nation Wide