We designed this calculator to help you identify exactly how much you spend per week/month/year. If you can’t afford your existing debts, this calculator will identify that you are “Insolvent”. This is a legal term identifying that your expenses are more than your income.
The Mortgage Repayment Calculator will show you how long it will take to pay off your debt. Choose from making the minimum payment, or a higher amount of your choosing. Also easily compare different scenarios.
The Credit Card Repayment Calculator will show you how long it will take to pay off your debt. Choose from making the minimum payment, or a higher amount of your choosing.
How long is it going to take you to pay your debts off? If you’re struggling now, how long can you keep it up for? If you’re just paying the minimum amount on your credit cards you may be paying them off for 10 years, and that’s provided that you cut them up and never use them again.
Are you currently feeling swamped with personal debt and trying to keep up with multiple personal loan and credit card payments?
Use our debt consolidation calculator below see how much you could save by consolidating all your existing debts into a single monthly repayment. You can also see how many years it will be until you are debt free based on different repayment levels and interest rates.