Are you planning your resolutions or goals for the upcoming year? Do you have some financial goals you want to achieve? Specificity is a must when creating achievable goals. We have eight ideas to get you started with your resolution planning.
A great way to recoup the cost of the Christmas season is to set a goal to do all your cooking at home in January. This could be a goal you set for a couple of months a year. You may be surprised at how much you can save!
Choose one day of the week where you don't get your credit card out at all. This will require some planning and organisation, and will help you think twice before swiping.
Upcycle and DIY instead of buying things new. Australians throw away countless tonnes of textiles every year - instead, see what you can do with what you have.
Make a pact with some friends to make homemade birthday presents this year, or instead of buying gifts, spend some quality time with your loved ones.
Many people have success with implementing the 'one in, one out' rule when it comes to their wardrobe. This simply means that every time you want to buy a new piece, you need to get rid of an existing one. This might mean you sell some old clothes for extra cash, and it will likely deter you from buying.
If you're new to the world of budgeting, a greta place to start is to simply track all your spendings. Keeping a record of every outgoing purchase is a great way to understand and control your finances.
Buying coffee out is one of the most popular expensive habits. On average, we spend thousands on coffee every year, and just a fraction of that could be used for a coffee maker for home or work that produces a cup for a fraction of the price.
Building up your own garden and growing your own fruit, vegetables, and herbs is a great way to save money and create a hobby in one. Get started with a couple of herbs in pots and build from there!