Can you tell me about your background?
I migrated to Australia with my husband and 2 children in 1986, leaving a country in revolution and war. My debt was the result of unwise investment and an accident which happened to my son.
What was life like when you were in debt?
I was getting all these calls from debt collectors and it was making my life really hard. I was stressed all the time and jumped every time the telephone ringing.
I had no life. I could not have a good night’s sleep. I did not dare to spend money.
What was it like working with Beyond Debt?
Beyond Debt was the best organisation I dealt with, always very quick with my enquiries and always provided any help possible.
How long did it take you to get debt free? How did you stay motivated?
5 years, it was not always easy BUT there were never any regrets after deciding to be debt free.
My motivation was that in the end of 5 years I will be free of all my debts. What more motivation is better than that?
What advice would you give to people with large amounts of debt?
If you are in large amount of debt, go ahead take the first step towards a debt free life and feel FREE..
Have no doubt or fear.
What mistakes do you see others making with their money?
Spending money they can’t afford and applying for different cards and loans without thinking.
Not paying their debts on time.… I learned this lesson the hard way.
What is life like now you’re debt free?
You cannot imagine the relief a person feels, it’s just a heavy weight lifting off your shoulders.
Do you have any final words of wisdom for the readers?
If you can’t buy something without a credit card then you can’t afford to have one.
Beyond Debt is a trading name of DCS Group Aust Pty Ltd. Australian Credit License: 382607. RDAA Number: 1126. PO Box 3074 Newstead, QLD, 4006.
DCS Group operates under a Limited Liability scheme approved under Professional Standards Legislation