--- title: Saving for the Christmas Season description: 5 Five tips for saving for the Christmas season, including how to budget, save each week, cut other costs, earn more money, and doing a home clean, and selling some old belongings for extra cash image: https://www.beyonddebt.com.au/hubfs/celebration-christmas-christmas-balls-250177.jpg --- ![Top bar image](https://www.beyonddebt.com.au/hubfs/Assets%202019/Top%20bar%20image.jpg "Top bar image") ###### ![](https://www.beyonddebt.com.au/hubfs/Assets%202019/Tv.svg)Did you see us on TV? - [Click Here](https://www.beyonddebt.com.au/debt-help) ![Close](https://www.beyonddebt.com.au/hubfs/Assets%202019/Close.svg "Close") [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20black.png?width=560&height=128&name=Beyond%20Debt%20black.png "Logo")](https://www.beyonddebt.com.au) [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20white.png?width=560&height=128&name=Beyond%20Debt%20white.png "Logo")](https://www.beyonddebt.com.au) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)**1300 284 091**](tel:1300%20284%20091) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) [![Free Consultation](https://no-cache.hubspot.com/cta/default/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a) #### [1300 284 091](tel:1300%20284%20091) - ##### [Eliminate Debt](https://www.beyonddebt.com.au/blog/topic/eliminate-debt) [## How to Get Out of Debt in 2026: The Australian's Step-by-Step Guide (And Free Budget Planner) ](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) [Read Article](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) - ###### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ###### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ###### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) # [Saving for the Christmas Season](https://www.beyonddebt.com.au/blog/saving-for-the-christmas-season) - ###### Kristin Perissinotto - ###### 06 Nov 2018 ###### LATEST ARTICLES - Gifts & Holidays - Everyday Expenses - Build Savings [Back to blog](https://www.beyonddebt.com.au/blog) - Share - [**](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.beyonddebt.com.au%2Fblog%2Fsaving-for-the-christmas-season) - [**](https://www.twitter.com/share?url=https%3A%2F%2Fwww.beyonddebt.com.au%2Fblog%2Fsaving-for-the-christmas-season) - [**](http://www.linkedin.com/shareArticle?mini=true&url=https://www.beyonddebt.com.au/blog/saving-for-the-christmas-season) For some of us, Christmas is a time for excitement and joy, but for many, it's a time of financial stress. There are presents to buy, meals to plan, holidays to budget for. The Christmas season is expensive, so we have complied some tips to help you prepare. ![christmas budget](https://www.beyonddebt.com.au/hs-fs/hubfs/art-blurred-blurry-383646.jpg?width=450&name=art-blurred-blurry-383646.jpg) ## 1. Set a budget Of course, setting a budget is always the first step! Work out how many things you have to pay for: do you have to take a flight? Pay for accommodation? How many presents do you need to buy? Are you hosting a Christmas meal? Take everything into consideration and write it all down. Next, set a realistic present budget. Gifts [don't have to be expensive](https://blog.beyonddebt.com.au/an-affordable-christmas-gift-guide)! Figure out who you have to buy for and what you're comfortable spending on each present. ## 2. Save, save, save! After you have your budget, work out how much you will need to put away each week. It's best if you can deposit it into a separate account to your everyday, or long term savings accounts. ![christmas saving](https://www.beyonddebt.com.au/hs-fs/hubfs/ball-blur-bokeh-717988.jpg?width=450&name=ball-blur-bokeh-717988.jpg) ## 3. Cut back Is there anything you can cut back on up until Christmas to save some extra cash? If you usually go out for Friday dinner, consider skipping it for a few weeks, and pop the cash you would have spent in your holiday savings account. It will just be for a few weeks. ## 4. Sell your old things You're about to receive some new items in the form of gifts from your loved ones, so you might benefit from a clear out! Take a look around your home and find things you no longer need or want. You can easily sell furniture, clothing, household goods, and shoes online, or hold a garage sale! ![christmas cash saving ](https://www.beyonddebt.com.au/hs-fs/hubfs/celebration-christmas-christmas-balls-250177.jpg?width=450&name=celebration-christmas-christmas-balls-250177.jpg) ## 5. Make some extra cash Now might be a good time to pick up some [extra work](https://blog.beyonddebt.com.au/can-you-actually-double-your-income-from-bed)! Lots of retail stores will hire extra employees over Christmas, which is a great way to make a bit more money over the holiday season. If this isn't for you, think about how you can use skills you already have to earn some extra income. Happy saving!   ###### Ready to become debt free? #### Take the first step to a debt free future [Ready to become debt free?](https://info.beyonddebt.com.au/request-a-consultation) ### You might find these interesting - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) ## [Amazing Affordable Clutter Free Gifts](https://www.beyonddebt.com.au/blog/amazing-affordable-clutter-free-gifts) - ###### Ben Paris - ###### 14 Dec 2022 - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) ## [Christmas holiday activities that won’t break the bank](https://www.beyonddebt.com.au/blog/christmas-holiday-activities-that-wont-break-the-bank) - ###### Kristin Perissinotto - ###### 11 Nov 2021 - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) ## [Survive Christmas with your savings and sanity in tact!](https://www.beyonddebt.com.au/blog/survive-christmas-with-your-savings-and-sanity-in-tact) - ###### Kristin Perissinotto - ###### 11 Nov 2021 - [Personal Finance Basics (126)](https://www.beyonddebt.com.au/blog/tag/personal-finance-basics) - [Handle Money (100)](https://www.beyonddebt.com.au/blog/tag/handle-money) - [Everyday Expenses (61)](https://www.beyonddebt.com.au/blog/tag/everyday-expenses) - [Affordable Living (50)](https://www.beyonddebt.com.au/blog/tag/affordable-living) - [Build Savings (33)](https://www.beyonddebt.com.au/blog/tag/build-savings) ## Ready to become debt free? #### Speak with one of our specialists to start your future [![About Beyond Debt](https://no-cache.hubspot.com/cta/default/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2) [![Get Help](https://no-cache.hubspot.com/cta/default/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) - ![Family-Owned-transparent-300x158](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Family-Owned-transparent-300x158.png?width=115&name=Family-Owned-transparent-300x158.png) - ![pipa_logo_transparent_300w_100h](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/pipa_logo_transparent_300w_100h.png?width=151&name=pipa_logo_transparent_300w_100h.png) - ![Feefo](https://www.beyonddebt.com.au/hs-fs/hubfs/Feefo.png?width=115&name=Feefo.png) ##### Debt Help ##### Company ##### Resources Beyond Debt is a trading name of DCS Group Aust Pty Ltd. 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