--- title: Beyond Debt Blog | Everyday Expenses (3) description: Everyday Expenses | Learn from the wealth of knowledge Beyond Debt has accrued over years of beating debt (3) --- ![Top bar image](https://www.beyonddebt.com.au/hubfs/Assets%202019/Top%20bar%20image.jpg "Top bar image") ###### ![](https://www.beyonddebt.com.au/hubfs/Assets%202019/Tv.svg)Did you see us on TV? - [Click Here](https://www.beyonddebt.com.au/debt-help) ![Close](https://www.beyonddebt.com.au/hubfs/Assets%202019/Close.svg "Close") [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20black.png?width=560&height=128&name=Beyond%20Debt%20black.png "Logo")](https://www.beyonddebt.com.au) [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20white.png?width=560&height=128&name=Beyond%20Debt%20white.png "Logo")](https://www.beyonddebt.com.au) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)**1300 284 091**](tel:1300%20284%20091) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) [![Free Consultation](https://no-cache.hubspot.com/cta/default/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a) #### [1300 284 091](tel:1300%20284%20091) - ##### [Eliminate Debt](https://www.beyonddebt.com.au/blog/topic/eliminate-debt) [## How to Get Out of Debt in 2026: The Australian's Step-by-Step Guide (And Free Budget Planner) ](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) [Read Article](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) - ###### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ###### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ###### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) # [Using a Credit Card to your Advantage](https://www.beyonddebt.com.au/blog/using-a-credit-card-to-your-advantage) - ###### Kristin Perissinotto - ###### 05 Feb 2019 ###### LATEST ARTICLES - Personal Finance Basics - Everyday Expenses - Handle Money [Back to blog](https://www.beyonddebt.com.au/blog) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [Using a Credit Card to your Advantage](https://www.beyonddebt.com.au/blog/using-a-credit-card-to-your-advantage) A credit card might seem like a scary thing, and many people will have no reason to need one, but if..... - ###### Kristin Perissinotto - February 05, 2019 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [Saving Money on a No-Spend Month](https://www.beyonddebt.com.au/blog/saving-money-on-a-no-spend-month) We have covered how to plan and set goals for a no-spend month, but how do you ensure you put the mo..... - ###### Kristin Perissinotto - January 19, 2019 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) #### [Planning a No-Spend Month](https://www.beyonddebt.com.au/blog/planning-a-no-spend-month) It's likely that you may have blown out your Christmas budget, and are trying to recoup your losses ..... - ###### Kristin Perissinotto - January 01, 2019 - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [Recovering Christmas funds](https://www.beyonddebt.com.au/blog/recovering-christmas-funds) Christmas may be the most wonderful time of the year, but it is also the most expensive. You might b..... - ###### Kristin Perissinotto - December 29, 2018 - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) #### [Budget Planning for the New Year](https://www.beyonddebt.com.au/blog/budget-planning-for-the-new-year) December can be a busy time of year, and it's likely that budgeting is the last thing you want to th..... - ###### Kristin Perissinotto - December 04, 2018 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) #### [10 Tips for Saving this Christmas](https://www.beyonddebt.com.au/blog/10-tips-for-saving-this-christmas) Christmas is nearly here, and that means expensive mark ups, inescapable advertising, and premium fo..... - ###### Kristin Perissinotto - November 20, 2018 - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) #### [Making an Affordable Christmas Lunch](https://www.beyonddebt.com.au/blog/making-an-affordable-christmas-lunch) So it's your turn to host Christmas lunch. A task that can be fun, stressful, time-consuming, and mo..... - ###### Kristin Perissinotto - November 10, 2018 - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) #### [Saving for the Christmas Season](https://www.beyonddebt.com.au/blog/saving-for-the-christmas-season) For some of us, Christmas is a time for excitement and joy, but for many, it's a time of financial s..... - ###### Kristin Perissinotto - November 06, 2018 [Previous](https://www.beyonddebt.com.au/blog/tag/everyday-expenses/page/2) [All posts](https://www.beyonddebt.com.au/blog/all) [Next](https://www.beyonddebt.com.au/blog/tag/everyday-expenses/page/4) ###### Ready to become debt free? #### Take the first step to a debt free future [Ready to become debt free?](https://info.beyonddebt.com.au/request-a-consultation) ### You might find these interesting - [Personal Finance Basics (126)](https://www.beyonddebt.com.au/blog/tag/personal-finance-basics) - [Handle Money (100)](https://www.beyonddebt.com.au/blog/tag/handle-money) - [Everyday Expenses (61)](https://www.beyonddebt.com.au/blog/tag/everyday-expenses) - [Affordable Living (50)](https://www.beyonddebt.com.au/blog/tag/affordable-living) - [Build Savings (33)](https://www.beyonddebt.com.au/blog/tag/build-savings) ## Ready to become debt free? #### Speak with one of our specialists to start your future [![About Beyond Debt](https://no-cache.hubspot.com/cta/default/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2) [![Get Help](https://no-cache.hubspot.com/cta/default/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) - ![Family-Owned-transparent-300x158](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Family-Owned-transparent-300x158.png?width=115&name=Family-Owned-transparent-300x158.png) - ![pipa_logo_transparent_300w_100h](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/pipa_logo_transparent_300w_100h.png?width=151&name=pipa_logo_transparent_300w_100h.png) - ![Feefo](https://www.beyonddebt.com.au/hs-fs/hubfs/Feefo.png?width=115&name=Feefo.png) ##### Debt Help ##### Company ##### Resources Beyond Debt is a trading name of DCS Group Aust Pty Ltd. 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