LATEST ARTICLES
  • Eliminate Debt
  • Ask for a better interest rate
    • If you call your creditors you may be able to negotiate a better interest rate. Even if they take 0.5% or 1% off, you’ll be better off.
  • Try and haggle
    • You might even be able to negotiate debts. A creditor may be willing to accept less if there is a lump-sum payment on offer.
  • Pay your debt first
    • Pay your debts first. This way you won’t ever miss a payment.
  • Use challenges
    • Staying motivated can be difficult. Coming up with little challenges can keep up your motivations. For example, not buying any take-away for a month.
  • Alternatives to gifts
    • Gifts can cost a lot of money, and while you probably can’t get out of buying your niece a present, you can probably give your husband a massage voucher.
  • Small goals
    • It can take a long time to get debt free. Setting small goals for example, reducing your balance by $100 this month is a small but achievable goal.
  • Don’t compare yourself to others
    • Don’t compare yourself to others; compare yourself to who you were yesterday. Are you better than yesterday? Are you in less debt than yesterday? If you are, celebrate!
  • Read success stories
    • Reading other people’s success stories can help you stay motivated and give you great ideas on how to get out of debt.
  • Stop digging
    • This is the absolute first step towards getting out of debt. You need to stop accumulating debt.
Ready to become debt free?

Take the first step to a debt free future

Ready to become debt free?

Take the first step to a debt free future

You might find these interesting

Ready to become debt free?

Speak with one of our specialists to start your future

About Beyond Debt
Get Help