--- title: Beyond Debt Blog | Personal Finance Basics (3) description: Personal Finance Basics | Learn from the wealth of knowledge Beyond Debt has accrued over years of beating debt (3) --- ![Top bar image](https://www.beyonddebt.com.au/hubfs/Assets%202019/Top%20bar%20image.jpg "Top bar image") ###### ![](https://www.beyonddebt.com.au/hubfs/Assets%202019/Tv.svg)Did you see us on TV? - [Click Here](https://www.beyonddebt.com.au/debt-help) ![Close](https://www.beyonddebt.com.au/hubfs/Assets%202019/Close.svg "Close") [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20black.png?width=560&height=128&name=Beyond%20Debt%20black.png "Logo")](https://www.beyonddebt.com.au) [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20white.png?width=560&height=128&name=Beyond%20Debt%20white.png "Logo")](https://www.beyonddebt.com.au) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)**1300 284 091**](tel:1300%20284%20091) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) [![Free Consultation](https://no-cache.hubspot.com/cta/default/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a) #### [1300 284 091](tel:1300%20284%20091) - ##### [Eliminate Debt](https://www.beyonddebt.com.au/blog/topic/eliminate-debt) [## How to Get Out of Debt in 2026: The Australian's Step-by-Step Guide (And Free Budget Planner) ](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) [Read Article](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) - ###### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ###### [Credit Score](https://www.beyonddebt.com.au/blog/topic/credit-score) # [How to Dispute a Credit File Impact](https://www.beyonddebt.com.au/blog/how-to-dispute-a-credit-file-impact) - ###### Ben Paris - ###### 09 Apr 2021 ###### LATEST ARTICLES - Personal Finance Basics - Credit Score [Back to blog](https://www.beyonddebt.com.au/blog) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Credit Score](https://www.beyonddebt.com.au/blog/topic/credit-score) #### [How to Dispute a Credit File Impact](https://www.beyonddebt.com.au/blog/how-to-dispute-a-credit-file-impact) If you have been turned down for a loan due to a credit file notation and this notation is inaccurat..... - ###### Ben Paris - April 09, 2021 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [COVID](https://www.beyonddebt.com.au/blog/topic/covid) #### [5 COVID Recovery Money Moves](https://www.beyonddebt.com.au/blog/5-covid-recovery-money-moves) 1. Reduce your rent If you live in one of the capital cities, rents have decreased dramatically. Som..... - ###### Ben Paris - April 09, 2021 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Credit Score](https://www.beyonddebt.com.au/blog/topic/credit-score) #### [Corona's Virus On Credit Scores](https://www.beyonddebt.com.au/blog/coronas-virus-on-credit-scores) The Corona-Crisis has led to many Australians to look at options for financial assistance; many for ..... - ###### Ben Paris - May 21, 2020 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) #### [Best Apps for Saving Money](https://www.beyonddebt.com.au/blog/best-apps-for-saving-money) Apps can help us drink more water, track our food and exercise, entertain us during our commute, and..... - ###### Kristin Perissinotto - March 31, 2019 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [Best Apps for Expense Tracking](https://www.beyonddebt.com.au/blog/best-apps-for-expense-tracking) This month we are talking about apps! We have provided you with lists of the best free apps for budg..... - ###### Kristin Perissinotto - March 26, 2019 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [How to Pick the Best Finance App](https://www.beyonddebt.com.au/blog/how-to-pick-the-best-finance-app) Earlier in the month we compiled a list of the best budget apps for you to choose from. But a budget..... - ###### Kristin Perissinotto - March 23, 2019 - ##### [Earn More Money](https://www.beyonddebt.com.au/blog/topic/earn-more-money) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) #### [Five Apps for Tracking Investments](https://www.beyonddebt.com.au/blog/five-apps-for-tracking-investments) Earlier in the month we covered micro-investing apps including how they work and whether you should ..... - ###### Kristin Perissinotto - March 17, 2019 - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) #### [Can Apps Improve your Financial Health?](https://www.beyonddebt.com.au/blog/can-apps-improve-your-financial-health) In the days of smartphones and tablets, we use apps for almost everything. You can use an app to tra..... - ###### Kristin Perissinotto - March 16, 2019 [Previous](https://www.beyonddebt.com.au/blog/tag/personal-finance-basics/page/2) [All posts](https://www.beyonddebt.com.au/blog/all) [Next](https://www.beyonddebt.com.au/blog/tag/personal-finance-basics/page/4) ###### Ready to become debt free? #### Take the first step to a debt free future [Ready to become debt free?](https://info.beyonddebt.com.au/request-a-consultation) ### You might find these interesting - [Personal Finance Basics (126)](https://www.beyonddebt.com.au/blog/tag/personal-finance-basics) - [Handle Money (100)](https://www.beyonddebt.com.au/blog/tag/handle-money) - [Everyday Expenses (61)](https://www.beyonddebt.com.au/blog/tag/everyday-expenses) - [Affordable Living (50)](https://www.beyonddebt.com.au/blog/tag/affordable-living) - [Build Savings (33)](https://www.beyonddebt.com.au/blog/tag/build-savings) ## Ready to become debt free? #### Speak with one of our specialists to start your future [![About Beyond Debt](https://no-cache.hubspot.com/cta/default/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2) [![Get Help](https://no-cache.hubspot.com/cta/default/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) - ![Family-Owned-transparent-300x158](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Family-Owned-transparent-300x158.png?width=115&name=Family-Owned-transparent-300x158.png) - ![pipa_logo_transparent_300w_100h](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/pipa_logo_transparent_300w_100h.png?width=151&name=pipa_logo_transparent_300w_100h.png) - ![Feefo](https://www.beyonddebt.com.au/hs-fs/hubfs/Feefo.png?width=115&name=Feefo.png) ##### Debt Help ##### Company ##### Resources Beyond Debt is a trading name of DCS Group Aust Pty Ltd. 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