--- title: Beyond Debt Blog | Affordable Living (2) description: Affordable Living | Learn from the wealth of knowledge Beyond Debt has accrued over years of beating debt (2) --- ![Top bar image](https://www.beyonddebt.com.au/hubfs/Assets%202019/Top%20bar%20image.jpg "Top bar image") ###### ![](https://www.beyonddebt.com.au/hubfs/Assets%202019/Tv.svg)Did you see us on TV? - [Click Here](https://www.beyonddebt.com.au/debt-help) ![Close](https://www.beyonddebt.com.au/hubfs/Assets%202019/Close.svg "Close") [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20black.png?width=560&height=128&name=Beyond%20Debt%20black.png "Logo")](https://www.beyonddebt.com.au) [![Logo](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Beyond%20Debt%20white.png?width=560&height=128&name=Beyond%20Debt%20white.png "Logo")](https://www.beyonddebt.com.au) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)**1300 284 091**](tel:1300%20284%20091) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) [![Free Consultation](https://no-cache.hubspot.com/cta/default/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/02eddd09-66a0-4e61-9e59-63ae64bfd94a) #### [1300 284 091](tel:1300%20284%20091) - ##### [Eliminate Debt](https://www.beyonddebt.com.au/blog/topic/eliminate-debt) [## How to Get Out of Debt in 2026: The Australian's Step-by-Step Guide (And Free Budget Planner) ](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) [Read Article](https://www.beyonddebt.com.au/blog/take-control-of-your-debt) - ###### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ###### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) - ###### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) # [5 Things to Consider Ahead of a No-Spend Month](https://www.beyonddebt.com.au/blog/5-things-to-consider-ahead-of-a-no-spend-month) - ###### Kristin Perissinotto - ###### 12 Jan 2019 ###### LATEST ARTICLES - Affordable Living - Build Savings - Handle Money [Back to blog](https://www.beyonddebt.com.au/blog) - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [5 Things to Consider Ahead of a No-Spend Month](https://www.beyonddebt.com.au/blog/5-things-to-consider-ahead-of-a-no-spend-month) If you’ve been tuning into our blogs this month, you’ll know that we have been talking all about no-..... - ###### Kristin Perissinotto - January 12, 2019 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Build Savings](https://www.beyonddebt.com.au/blog/topic/build-savings) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [No-Spend Mistakes to Avoid](https://www.beyonddebt.com.au/blog/no-spend-mistakes-to-avoid) This month we are talking all about how to successfully pull off a no-spend January (or any other mo..... - ###### Kristin Perissinotto - January 05, 2019 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) #### [NYE Celebrations on a Budget](https://www.beyonddebt.com.au/blog/nye-celebrations-on-a-budget) Australians spent a whopping $130 million on New Year's Eve last year, and experts say we are set to..... - ###### Kristin Perissinotto - December 18, 2018 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [8 Budget-Related New Years Resolutions](https://www.beyonddebt.com.au/blog/8-budget-related-new-years-resolutions) Are you planning your resolutions or goals for the upcoming year? Do you have some financial goals y..... - ###### Kristin Perissinotto - December 11, 2018 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) #### [Five DIYs for This Christmas](https://www.beyonddebt.com.au/blog/five-diys-for-this-christmas) The cheapest way to do Christmas on a budget is to take matters into your own hands and do some DIY...... - ###### Kristin Perissinotto - November 27, 2018 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Handle Money](https://www.beyonddebt.com.au/blog/topic/handle-money) #### [6 Ideas for Budget-Friendly Christmas Decorating](https://www.beyonddebt.com.au/blog/6-ideas-for-budget-friendly-christmas-decorating) It's fun to go all-out on decorations for Christmas, but festive decorations aren't always cheap. Bu..... - ###### Kristin Perissinotto - November 24, 2018 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Everyday Expenses](https://www.beyonddebt.com.au/blog/topic/everyday-expenses) #### [10 Tips for Saving this Christmas](https://www.beyonddebt.com.au/blog/10-tips-for-saving-this-christmas) Christmas is nearly here, and that means expensive mark ups, inescapable advertising, and premium fo..... - ###### Kristin Perissinotto - November 20, 2018 - ##### [Affordable Living](https://www.beyonddebt.com.au/blog/topic/affordable-living) - ##### [Gifts & Holidays](https://www.beyonddebt.com.au/blog/topic/gifts-holidays) - ##### [Personal Finance Basics](https://www.beyonddebt.com.au/blog/topic/personal-finance-basics) #### [Making a Christmas Budget](https://www.beyonddebt.com.au/blog/making-a-christmas-budget) This month we are talking all things Christmas, and giving all kinds of tips on how to enjoy your Ch..... - ###### Kristin Perissinotto - November 17, 2018 [Previous](https://www.beyonddebt.com.au/blog/tag/affordable-living/page/1) [All posts](https://www.beyonddebt.com.au/blog/all) [Next](https://www.beyonddebt.com.au/blog/tag/affordable-living/page/3) ###### Ready to become debt free? #### Take the first step to a debt free future [Ready to become debt free?](https://info.beyonddebt.com.au/request-a-consultation) ### You might find these interesting - [Personal Finance Basics (126)](https://www.beyonddebt.com.au/blog/tag/personal-finance-basics) - [Handle Money (100)](https://www.beyonddebt.com.au/blog/tag/handle-money) - [Everyday Expenses (61)](https://www.beyonddebt.com.au/blog/tag/everyday-expenses) - [Affordable Living (50)](https://www.beyonddebt.com.au/blog/tag/affordable-living) - [Build Savings (33)](https://www.beyonddebt.com.au/blog/tag/build-savings) ## Ready to become debt free? #### Speak with one of our specialists to start your future [![About Beyond Debt](https://no-cache.hubspot.com/cta/default/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/e771166e-724a-4461-9ee9-fd819c4c0fe2) [![Get Help](https://no-cache.hubspot.com/cta/default/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e.png)](https://cta-redirect.hubspot.com/cta/redirect/2583772/8ac6a951-8425-44d9-91d4-0928fca0084e) #### [![Phone](https://www.beyonddebt.com.au/hubfs/Assets%202019/Images/Button%20Copy.svg)![](https://www.beyonddebt.com.au/hubfs/Beyond%20Debt%20October2017/small-icon.svg)**1300 284 091**](tel:1300%20284%20091) - ![Family-Owned-transparent-300x158](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/Family-Owned-transparent-300x158.png?width=115&name=Family-Owned-transparent-300x158.png) - ![pipa_logo_transparent_300w_100h](https://www.beyonddebt.com.au/hs-fs/hubfs/Assets%202019/Images/pipa_logo_transparent_300w_100h.png?width=151&name=pipa_logo_transparent_300w_100h.png) - ![Feefo](https://www.beyonddebt.com.au/hs-fs/hubfs/Feefo.png?width=115&name=Feefo.png) ##### Debt Help ##### Company ##### Resources Beyond Debt is a trading name of DCS Group Aust Pty Ltd. 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